Pre-Approved International Student Insurance for NYU (F-1 & J-1)
Don't pay NYU's steep default health insurance fee — you are allowed to opt out. Save up to $2,500/year on your NYU student account by switching to a university-compliant alternative plan aligned with NYU Student Health Center waiver guidelines.
Get Your Instant NYU Waiver Documents Online
Select an NYU-compliant international student plan on IMG's secure site and receive your policy confirmation and insurance ID card in minutes. Full premium refund available if cancelled prior to the effective date or under policy waiver review terms.
See How Much You Can Save on NYU Insurance
NYU automatically enrolls international students in its default Student Health Insurance Plan (SHIP). Compare the estimated annual costs and coverage features side by side:
| NYU Default Health Plan | Recommended Partner Plans | |
|---|---|---|
| Annual Premium | $4,000+ (Est.) | From $1,200 – $1,800 (varies by age & tier) |
| Deductible | ~$1,000 – $1,500 | $0 – $1,500 (NYU Compliant) |
| PPO Network | Local Area Network | UnitedHealthcare PPO Network (via IMG) |
| Waiver Eligibility | Default Enrollment | Structured for NYU Waiver Criteria |
Why Our Partner Plans Meet NYU Waiver Criteria
To successfully waive NYU's health insurance, your independent policy must meet exact administrative criteria. Our partner plans are built to clear the NYU Student Health Center audit checklist:
- Deductible Under $1,500: Meets NYU's strict maximum annual deductible cap (and the $500 per accident/illness cap required for J-1 visa holders).
- Active U.S. Claims Address: Features a domestic U.S. insurance office and customer service team through IMG (International Medical Group) for seamless claims processing.
- Full Inpatient & Outpatient Coverage: Includes local care and mental health provisions within New York City, plus required medical evacuation ($50,000+) and repatriation ($25,000+).
- Unlimited Lifetime Maximum Tiers: Eligible student plan tiers provide unlimited medical maximums with no waiting period for pre-existing conditions.
Simple 3-Step Waiver Process Guide
How to waive NYU's default student health insurance charge and get the fee removed from your bursar bill:
- 01
Buy Your Policy Online
Select an NYU-compliant tier on IMG's secure portal and receive your insurance ID card and waiver confirmation document via email in minutes.
- 02
Submit on the NYU Health Portal
Log into your NYU student health portal, navigate to the Health Insurance Waiver section, and upload your new policy and attestation details before the deadline.
- 03
Watch the Charge Vanish
Once approved by NYU, the multi-thousand-dollar default insurance fee will be credited back to your NYU bursar account.
NYU International Student Insurance Waiver FAQs
Are NYU F-1 and J-1 international students allowed to opt out of NYU's default insurance?
Yes. F-1 and J-1 international students at NYU are permitted to waive the university-sponsored Student Health Insurance Plan (SHIP) when they provide proof of an alternative policy that satisfies NYU's waiver checklist — including a deductible of $1,500 or less, unlimited medical maximum, no pre-existing condition waiting period, NYC inpatient/outpatient and mental health benefits, medical evacuation ($50,000+), repatriation ($25,000+), and a U.S. claims address.
What is the deadline to submit my NYU health insurance waiver?
For the 2026–2027 academic year, NYU's Fall waiver deadline is September 30, 2026, the Spring deadline is February 10, 2027, and the Summer deadline is June 5, 2027. Always submit your waiver documentation before your term's deadline so the default charge is removed from your NYU Albert / bursar account.
What happens if my NYU waiver is rejected?
If your university waiver is denied and you have not filed any claims, IMG student plans allow cancellation and refund requests in accordance with the policy's review period and cancellation terms. Contact support immediately with your waiver denial notice so we can assist you.
Ready to Waive Your NYU Health Insurance Fee?
Stop overpaying for automatic university health coverage. Compare NYU-compliant international student plans and get your documents online in minutes.
Disclaimer: This resource page provides independent third-party insurance alternatives. We are an independent producer of international student travel health insurance plans partnered with IMG (International Medical Group), written by top-tier A-rated networks, and are not affiliated with New York University. Always verify your selected plan tier against your current NYU campus waiver checklist.