Pre-Approved International Student Insurance for ASU (F-1 & J-1)
Don't pay Arizona State University's steep default health insurance fee — eligible students can opt out. Save up to $2,000+/year on your ASU student account with a university-compliant alternative plan aligned with ASU Health Services waiver guidelines.
Get Your Instant ASU Waiver Documents Online
Select an ASU-compliant international student plan on IMG's secure site and receive your policy confirmation and insurance ID card in minutes. Full premium refund available if cancelled prior to the effective date or under policy waiver review terms.
See How Much You Can Save on ASU Insurance
ASU automatically enrolls international students in its default Aetna Student Health plan. Compare estimated annual costs and coverage features side by side:
| ASU Default Health Plan | Recommended Partner Plans | |
|---|---|---|
| Annual Premium | $3,500+ (Est.) | From $1,000 – $1,600 (varies by age & tier) |
| Deductible | ~$250 – $500 | $0 – $1,000 options (ASU Compliant) |
| PPO Network | Aetna Local / Campus Network | UnitedHealthcare PPO Network (via IMG) |
| Waiver Eligibility | Default Enrollment | Structured for Eligible ASU Waivers |
Why Our Partner Plans Meet ASU & Visa Criteria
To satisfy ASU international student and J-1 exchange visitor insurance standards, your policy must meet rigorous medical and administrative requirements. Eligible IMG plans are structured for Arizona coverage:
- Low Deductible Options: Choose low-deductible tiers (including $0 to $500 per accident/illness options that satisfy J-1 federal and university caps).
- Active U.S. Claims Address: Administered domestically in the U.S. by IMG (International Medical Group) with full U.S. claims processing and 24/7 support.
- Comprehensive Tempe & Phoenix Metro Coverage: Covers inpatient, outpatient, and mental health care across Arizona via the UnitedHealthcare PPO network, plus medical evacuation ($50,000+) and repatriation ($25,000+).
- Unlimited Lifetime Maximum Tiers: Select ACA-aligned or unlimited-maximum student tiers with no waiting period for pre-existing conditions.
Simple 3-Step ASU Waiver Process Guide
How to submit your alternative coverage or visa compliance documentation at Arizona State University:
- 01
Buy Your Policy Online
Select an ASU-compliant tier on IMG's secure portal and receive your insurance ID card and visa/waiver confirmation letter via email in minutes.
- 02
Submit on the ASU Health Portal
Log into your MyASU / ASU Health Services portal and submit your insurance verification and waiver documentation before the semester deadline.
- 03
Watch the Charge Vanish
Once approved by ASU, the default student health insurance fee is removed or credited back to your ASU student account.
ASU International Student Insurance Waiver FAQs
Who can waive the default ASU international student health insurance plan?
ASU automatically bills international students for the university health plan, and waiver eligibility depends on your visa category, sponsorship status, or qualifying U.S.-based compliant plan criteria. Always check your MyASU Health Portal waiver eligibility rules and verify your selected IMG plan tier before purchasing.
How fast will I receive my ASU insurance waiver documents?
Your policy documents — including your Visa Letter, ID card, and Declaration Page — are delivered immediately via email upon completing your online purchase through IMG, allowing you to upload them right away before ASU's semester deadline.
What happens if my ASU waiver is rejected?
If your university waiver is denied and you have not filed any claims, IMG student plans allow cancellation and refund requests in accordance with the policy's review period and cancellation terms. Contact support with your official waiver denial notice for prompt assistance.
Ready to Save on Your ASU Student Insurance?
Compare ASU-compliant international student health insurance plans and download your confirmation documents online in minutes.
Disclaimer: This resource page provides independent third-party insurance alternatives. We are an independent producer of international student travel health insurance plans partnered with IMG (International Medical Group), written by top-tier A-rated networks, and are not affiliated with Arizona State University. Always verify your selected plan tier against your current ASU campus waiver checklist.