Why Standard U.S. Insurance Isn’t Always an Option

Most U.S. citizens and permanent residents rely on employer-sponsored plans, Medicare, or the Affordable Care Act (ACA) Marketplace. However, these options are often inaccessible or inappropriate for non-citizens, including:

• Temporary Visitors: Tourists, business travelers, and digital nomads typically do not qualify for long-term U.S. domestic plans.
• Non-Residents: Individuals living primarily outside the U.S. but needing short-term access to U.S. specialists cannot rely on local domestic coverage.
• International Students: While some universities mandate specific plans, many temporary plans don't offer the robust global coverage students need when traveling home or elsewhere.

Your Coverage Solution: Specialized International Plans

Specialized international insurance providers, like GlobeInsured, focus on offering flexible, global plans tailored to the specific needs of different non-citizen groups.

1. For International Students 🧑‍🎓

Staying protected while you learn is essential. International student plans are specifically designed for those enrolled in U.S. educational institutions, often offering:

• Emergency Medical Coverage: For hospital stays and doctor visits.
• Routine Care: Coverage for doctor visits and prescriptions, both in the U.S. and potentially back home.
• Mental Health Support: Essential services to support students during their academic journey.

2. For Travelers: Business, Digital Nomads, & Vacationers ✈️

For short-term or flexible stays, robust travel medical insurance is the key. These plans prioritize protection against sudden illness or injury during your trip, covering:

• Emergency Medical Evacuation/Repatriation: Critical coverage to transport you to the nearest adequate facility or back home if necessary.
• Global Assistance: 24/7 multilingual support accessible via mobile app.
• Trip Protection: Often includes coverage for trip cancellation, interruption, lost baggage, and equipment reimbursement (especially for business travelers and digital nomads).

3. For Local Nationals Seeking U.S. Care 🏥

Some foreign nationals, often referred to as "Local Nationals" in the context of international insurance, seek access to top-tier U.S. hospitals and specialists for planned treatments or complex procedures not available in their home country.

For this group, specialized international insurance opens the door to premium U.S. healthcare. These plans are designed to ensure direct access to leading U.S. providers and cover a range of services from emergencies to elective procedures.

Key Features Your Plan Must Have

When shopping for an international health plan, look for the following features to ensure you have reliable access to U.S. medical services:

FeatureI mportance for U.S. Access

Direct Access to U.S. Providers

‍Ensures your policy is accepted by a network of U.S. doctors and hospitals.

‍Emergency Medical Coverage

‍Covers high-cost hospitalizations and